I don't know about you, but I’m about
ready to say "uncle" to Old Man Winter.
This year's record-breaking snowfalls,
downed trees, roof collapses, mudslides, flooding and frozen pipes are leaving
overwhelming clean-up and recovery in their wake. If you're thinking about
hiring someone to help you dig out, keep these tips in mind:
·
If someone
promises immediate clean-up or demands payment up-front, be skeptical. It won't
save time — or money — if you hire someone who lacks the skills, licenses, and
insurance to legally do the work.
·
Before you let
anyone into your home or business, check them out with your state and
local consumer protection officials. And, when they show up, check their ID.
·
Do tree and debris
removal contractors need to be licensed in your area? Find out from local
officials — and if so, confirm that the contractor you're considering is up to
date.
·
Ask the contractor
you're considering to show you a current license and certificate of insurance.
If a contractor tells you some work is covered by your insurance, call your
insurance company to confirm.
·
Don't sign
documents you don't understand. Ask someone you trust, like a family member, to
read them with you. You can always ask the company what the fine print means,
but it's what's in writing that matters — not what someone tells you.
·
Negotiate a
reasonable down payment in advance. Only pay in full when you're satisfied that
the work is done — and done well.
·
Pay with a credit
card or check. If a contractor asks for a deposit or full payment in cash,
stop. That's a warning sign that something's not right.
·
Trust your gut. If
you have any doubts about hiring someone or entering into a contract, take your
business elsewhere.
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